Getting your mortgage is just one aspect of a real estate transaction. I am experienced at assisting in all areas of real estate. Contact me if your needs include a real estate pro ready for the business side of real estate.

Do you want to finance a new home?

When buying a home, the mortgage loan application is very exasperating for a lot of people, but it doesn't have to be. Being close to some of our local lenders in Midland has helped me realize some things that will make the process of applying for a loan very easy.

1 – Compose a list of questions regarding your loan program

If you do not completely understand the pros and cons of all the various financing options, be sure you bring a list of questions. It's a challenge to know the distinctions between both fixed and adjustable rate mortgages. Your lender can assist you with understanding the advantages and disadvantages of each. Ask your lender plenty of questions and get comfortable with the process.

2 – Determine when to lock

Locking in the rate signifies that the mortgage lender holds to the interest rates for the loan – ordinarily at the time the loan application is submitted. By floating the rate, you can lock the rate at any time between the day you apply for the loan and issuance of closing documents. Buyers who decide to float presume interest rates will fall in the near future. 

3 – Compile your paperwork

Acquiring a loan requires a lot of paperwork, so you should take some time to get all your documentation together. 



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