Don't forget to factor in closing costs when considering a home sale or purchase. I am experienced with assisting both buyers and sellers when it comes to closings. E-mail or call me today at (432) 553-5523 if your needs include a professional REALTOR® familiar with the business side of real estate.

What closing costs should you expect?

There are certain ordinary expenses accompanying closing the sale of a house. These fees are commonly paid for by the buyer, the seller, or both, and are often spelled out in the sales contract. Many are conventional expenses, but there are nuances to each, so you'll want a real estate expert in Texas to help guide you through your deal.

Loan-related closing costs 

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow

At closing, the following taxes or fees are usually collected 

  • Property Taxes
  • HOA Transfer Fees
  • Recording Fees

Insurance fees due at closing 

  • Homeowners Insurance
  • Flood Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

Sellers: As we hammer out your deal, I'll not only work to get the optimal sales price, but I'll also push for lower closing costs. And once we've arrived at an agreement, I'll walk you through the closing costs so you know exactly where your money is going.

Buyers: If you are purchasing a home in Midland, you'll receive a "Good Faith Estimate" (GFE) from your lender detailing closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not astonished when you get to closing time. I'll be happy to look through the GFE with you, answering your questions and suggesting any areas that you might want to discuss in depth with your lender.

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